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How far does a paycheck go where you live? Each state below shows how much pricier or cheaper it is than the US average, what a modelled family-of-four basket of essentials costs there each month, and how that compares with the state's median household income.
Tap any column to sort. Tap a state name for the full local breakdown. “Basket vs income” is the family-of-four annual modelled basket divided by that state's median household income. Basket for one household profile ÷ ACS 2024 median across all household sizes — a scale comparison, not a measured spending share.
53 places
| 12-mo change† | ||||||
|---|---|---|---|---|---|---|
| California | +10.7% | 137.2 | +4.9% | $2,986 | $100,149 | 36% |
| Hawaii | +10.0% | 137.2 | +4.8% | $2,981 | $100,745 | 36% |
| District of Columbia | +9.9% | 137.7 | +4.9% | $3,152 | $109,707 | 34% |
| New Jersey | +8.8% | 136.0 | +5.9% | $2,929 | $104,294 | 34% |
| New York | +7.9% | 135.9 | +5.9% | $2,999 | $85,820 | 42% |
| Washington | +7.0% | 137.3 | +4.9% | $2,805 | $99,389 | 34% |
| Massachusetts | +5.8% | 135.9 | +5.9% | $2,926 | $104,828 | 33% |
| Maryland | +5.0% | 137.9 | +5.0% | $2,903 | $102,905 | 34% |
| New Hampshire | +4.2% | 136.0 | +5.9% | $2,819 | $99,782 | 34% |
| Connecticut | +3.6% | 135.9 | +5.9% | $2,853 | $96,049 | 36% |
| Florida | +3.4% | 138.1 | +5.1% | $2,737 | $77,735 | 42% |
| Oregon | +3.4% | 137.2 | +4.9% | $2,759 | $85,220 | 39% |
| Colorado | +3.1% | 137.2 | +4.9% | $2,776 | $97,113 | 34% |
| Alaska | +2.4% | 137.1 | +4.8% | $2,790 | $95,665 | 35% |
| Rhode Island | +2.3% | 136.2 | +6.0% | $2,691 | $83,504 | 39% |
| Virginia | +1.1% | 138.0 | +5.0% | $2,739 | $92,090 | 36% |
| Arizona | +0.7% | 137.2 | +4.9% | $2,701 | $81,486 | 40% |
| Illinois | 0.0% | 137.4 | +5.4% | $2,659 | $83,211 | 38% |
| Nevada | 0.0% | 137.3 | +4.9% | $2,638 | $81,134 | 39% |
| United States national | 0.0% | 137.3 | +5.2% | $2,659 | — | — |
| Delaware | -0.2% | 138.0 | +5.0% | $2,691 | $87,534 | 37% |
| Utah | -1.1% | 137.2 | +4.9% | $2,630 | $96,658 | 33% |
| Minnesota | -1.4% | 137.3 | +5.4% | $2,650 | $87,117 | 36% |
| Vermont | -2.0% | 136.0 | +5.9% | $2,659 | $82,730 | 39% |
| Pennsylvania | -2.4% | 136.1 | +6.0% | $2,618 | $77,545 | 41% |
| Texas | -2.9% | 137.5 | +4.7% | $2,620 | $79,721 | 39% |
| Maine | -3.0% | 136.1 | +6.0% | $2,596 | $76,442 | 41% |
| Georgia | -3.7% | 138.1 | +5.1% | $2,549 | $79,991 | 38% |
| Michigan | -3.8% | 137.4 | +5.4% | $2,536 | $72,389 | 42% |
| Idaho | -4.5% | 137.2 | +4.9% | $2,547 | $81,166 | 38% |
| Montana | -5.4% | 137.2 | +4.9% | $2,541 | $75,340 | 40% |
| North Carolina | -5.7% | 138.0 | +5.0% | $2,534 | $73,958 | 41% |
| Wisconsin | -5.9% | 137.3 | +5.3% | $2,500 | $77,488 | 39% |
| South Carolina | -6.3% | 138.0 | +5.0% | $2,511 | $72,350 | 42% |
| Indiana | -6.7% | 137.5 | +5.4% | $2,438 | $71,959 | 41% |
| Ohio | -7.2% | 137.4 | +5.4% | $2,433 | $72,212 | 40% |
| Wyoming | -7.3% | 137.3 | +5.2% | $2,471 | $75,532 | 39% |
| New Mexico | -7.8% | 137.2 | +4.9% | $2,485 | $67,816 | 44% |
| Tennessee | -8.1% | 138.0 | +5.0% | $2,477 | $71,997 | 41% |
| Missouri | -9.2% | 137.4 | +5.4% | $2,419 | $71,589 | 41% |
| Kentucky | -9.8% | 138.0 | +5.0% | $2,426 | $64,526 | 45% |
| Kansas | -9.9% | 137.3 | +5.4% | $2,414 | $75,514 | 38% |
| Nebraska | -9.9% | 137.3 | +5.3% | $2,433 | $76,376 | 38% |
| West Virginia | -10.5% | 138.1 | +5.1% | $2,363 | $60,798 | 47% |
| North Dakota | -11.0% | 137.2 | +5.3% | $2,444 | $77,871 | 38% |
| Alabama | -11.2% | 138.0 | +5.0% | $2,377 | $66,659 | 43% |
| South Dakota | -11.4% | 137.2 | +5.3% | $2,441 | $76,881 | 38% |
| Louisiana | -11.8% | 137.9 | +5.0% | $2,412 | $60,986 | 47% |
| Iowa | -12.2% | 137.2 | +5.3% | $2,397 | $75,501 | 38% |
| Oklahoma | -12.2% | 138.0 | +5.0% | $2,370 | $66,148 | 43% |
| Mississippi | -13.0% | 138.0 | +5.0% | $2,325 | $59,127 | 47% |
| Arkansas | -13.1% | 138.0 | +5.0% | $2,344 | $62,106 | 45% |
| Dallas–Fort Worth metro | — | 137.5 | +4.7% | $2,693 | — | — |
12-mo change is modelled from the state's Census region (Northeast, Midwest, South, West), because BLS does not publish a monthly CPI for individual states. Every state in a region is driven by the same rate, so this column is not a ranking of which state's costs are rising fastest — where two states in one region differ slightly, that reflects the mix of what their basket costs, not separately measured state inflation. That is why it cannot be sorted. Cost levels come from state-specific data and can be. How this is calculated
Cost vs US average uses the U.S. Bureau of Economic Analysis' Regional Price Parities — the federal government's official measure of how expensive each state is relative to the national average (latest: 2024).
Median income comes from the U.S. Census Bureau's American Community Survey (2024). The Basket Index and monthly cost are built from live BLS, FRED, and EIA price data. See the methodology for the full lineage.