Weekly average 30-year fixed mortgage rate (Freddie Mac PMMS). Tracked as a housing affordability indicator.
30-Year Fixed Mortgage Rate costs about $6.49 a % right now — 3% more than a year ago.
30-Year Fixed Mortgage Rate has increased 3.0% over the past 12 months, currently at $6.49 per % (up 0.9% month-over-month). Its all-time high in this dataset was $7.79 per % in October 2023.
United States vs Texas vs Dallas–Fort Worth.
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The most recent national average price of 30-year fixed mortgage rate tracked by Basket Index is $6.49 per %. This figure is sourced from the Federal Reserve Bank of St. Louis (FRED) and updated monthly.
Over the past 12 months, the price of 30-year fixed mortgage rate is 3.0% more than it was a year ago, and it moved 0.9% up from the previous month.
In the time period Basket Index tracks, the historical high was $7.79 per % in October 2023, and the historical low was $2.65 per % in January 2021.
Texas currently averages $6.30 per % for 30-year fixed mortgage rate — 2.9% less than the US average of $6.49.
In the Dallas–Fort Worth metro the average price is $6.81 per %, 5.0% more than the US average.
30-year fixed mortgage rate price data comes directly from the Federal Reserve Bank of St. Louis (FRED). We publish the source series ID on the Methodology page so every figure can be reproduced from the original government dataset.
Free to cite with attribution. Embed the auto-updating chart, or grab the raw CSV.
A scheduled job pulls the latest observation from the Federal Reserve Bank of St. Louis (FRED) once per day. Monthly observations are published with a short publication lag from the source. See /item/mortgage-30y for the most recent figure.