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Basket Index™

Tracking the cost of everyday life. Independent economic intelligence built on public data from the Bureau of Labor Statistics, the Federal Reserve, the US Energy Information Administration, the Census Bureau, and the Department of Housing & Urban Development.

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© 2026 Basket Index™ · Founded by Amary Coulibaly · hello@basketindex.org

For informational purposes only. Not financial advice.

All figures sourced from US federal statistical agencies.BLS · FRED · EIA·Jul 2026

30-Year Fixed Mortgage Rate — then vs now | Basket Index™

Then vs Now

30-Year Fixed Mortgage Rate

30-Year Fixed Mortgage Rate prices — then vs now

Apr 2026

$6.30

per %

Jul 2026

$6.49

per %

+3.0% in 12 months

-4.7% since May 2025

5-year trend

National monthly average.

FRED·Jul 2026

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